You make good money — but it still never feels like you have enough
Beyond Money helps people and couples who earn well but live paycheck to paycheck finally build structure, reduce debt, and feel calm and in control of their finances.
You’re competent, successful, and capable…but money still feels stressful, chaotic, and unpredictable.
Maybe you:
earn a solid income yet feel like you’re always behind
find yourself living paycheck to paycheck despite your salary
carry credit card debt you can’t seem to shrink
avoid looking at your balances until it’s urgent
feel embarrassed that money is still a struggle at your income
oscillate between denial and panic month after month
You’re not the only one experiencing this, and you’re not broken.
This is exactly the situation Beyond Money was built for.
Most money advice focuses on what to do. But knowing what to do doesn’t create lasting change when shame, avoidance, perfectionism, and inconsistency are part of the picture.
We help you build clear systems, get practical traction, and stay accountable without judgment — so you finally feel steady and capable with your money again.
Beyond Money is for people who are competent and high-achieving in most areas of life… and feel a sharp disconnect when it comes to money. If you’re dealing with things like:
Living paycheck to paycheck on a “good” income — and embarrassment that this is still a problem
Credit card debt, personal loans, or other debt that won’t seem to budge no matter how many times you’ve tried
Money avoidance mixed with bursts of urgency…and overspending, disorganization, or financial whiplash to match
You’ve got this big secret – you’re money struggles – that you’re hiding from your friends or family
…then you’re in the right place.
(And yes: we mostly work with women earning $150k-500k. You don’t have to struggle with earning to need support on spending.)
TRAUMA-INFORMED FINANCIAL COACHING
Change that lasts
Most people who find us don’t need more financial information. You already know the basics.
What’s missing is a plan that fits your real life — and the support to stick with it long enough to let it work.
We help you:
understand where your money is actually going
build a realistic spending plan so you can still enjoy your life (no cruel deprivation approach)
pay down debt with a strategy you can sustain
build savings so money stops feeling so tight and you can absorb expensive months
change the patterns underneath the chaos (without it turning into a shame spiral)
HOW IT WORKS
Our core offering is a four-month coaching program designed to kickstart a new financial reality.
You’ll meet with a coach biweekly, build a clear roadmap, and get support between sessions so that you’re not doing this alone.
CLIENTS EXPERIENCE:
meaningful debt reduction
savings growth
fewer “financial fires”
more clarity and confidence
less anxiety and avoidance around money
On average clients see:
31K NET FINANCIAL GROWTH
18K IN CONSUMER DEBT PAID OFF
12K ADDED TO SAVINGS ACCOUNTS
55 POINT INCREASE IN CREDIT SCORE
HERE’S HOW THE WORK SHOWS UP — IN PEOPLE’S INNER LIVES, THEIR RELATIONSHIPS, AND THEIR BANK BALANCES
Founded by Kate Grayson
Beyond Money was founded by Chicago-based financial coach Kate Grayson, with the goal of creating an antidote to shame-based financial advice. Today, Beyond Money operates using a structured, repeatable coaching model designed to help high-earning women reduce debt, build savings, and feel in control of their money.
Want to get in touch?
Email us at hello@beyondmoney.co. If you’re interested in coaching, you can apply here.