Articles and insights to transform your financial life

Kate Grayson Kate Grayson

Budgeting For Financial Freedom

The right mix of budgeting and long-term planning can lead to financial freedom. We’ll cover how to develop the right strategy and long-term plan to establish the building blocks for your financial freedom.

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Kate Grayson Kate Grayson

Tips For Student Loans Resuming

Providing a clear breakdown of student loan repayment options post-CARES Act and how to responsibly plan for the resumption of monthly student loan payments.

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Kate Grayson Kate Grayson

To Buy or Not to Buy a House?

How do we know what it really costs to buy a home? How do we determine whether homeownership is a priority right now? It all boils down to preparedness and aligning your spending habits with core values.

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Kate Grayson Kate Grayson

Budgeting Tips for Travel

Although each of our lifestyles and financial situations differs, the universal goal is to travel more for less. When it comes to budgeting for travel, I don’t aim to reinvent the wheel, only to remind you of ways to make enjoying your traveling this summer a viable reality.

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Kate Grayson Kate Grayson

Spending with Your Values

Learn how impulse purchases and taking an informal approach to budgeting may be doing more harm than good in your personal life.


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Kate Grayson Kate Grayson

Debt Payoff Methods

One of the hardest parts of paying off debt is picking a plan of attack that'll really work for you. There's SO much information online about debt payoff, and it can get pretty overwhelming. But what's right for YOU?

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Kate Grayson Kate Grayson

Credit Reporting

First things first: there are three “credit bureaus” that gather credit data: TransUnion, Equifax, and Experian. Each of the bureaus create a “credit report” for you, which is basically just detailed information about your past use of credit.

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Kate Grayson Kate Grayson

Upping Your Score

Let’s say you have a card with a $1,000 limit, and you always spend $500/mo on that card. Remember how we want to keep your utilization ratio under 30%?

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Kate Grayson Kate Grayson

Credit Score Makeup

Your debt payment history makes up 35% of your credit score. Makes sense, right? The most important thing to a potential lender is whether or not you can make your payments on time.

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Kate Grayson Kate Grayson

All Things Credit

Credit is simultaneously super dangerous, and super powerful. But: if healthy credit usage wasn’t modeled to you, you’re not alone. Keep reading for the 411 on credit

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Kate Grayson Kate Grayson

All the Accounts

This might sound obvious — but different money should be held in different places. You need daily access to the money you for your monthly bills, but you probably won’t access your retirement investments for decades. Right?

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Kate Grayson Kate Grayson

Savings Buckets

We’re good at convincing ourselves that an expense was just a one time thing, an aberration from the norm. But here’s the thing: these aberrations happen all the time. If there’s one thing I’m sure of in life, it’s that there’s alllllways something.

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Kate Grayson Kate Grayson

Holiday Spending

Holiday spending often comes as a surprise to us, because it's not something we typically budget for. But it really doesn't have to be such a stressful rush every year.

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Kate Grayson Kate Grayson

Shoutout LA Feature

I began to experience firsthand just how much financial anxiety can eat away at your well-being, and began to see how many loved ones were also plagued by financial stress and uncertainty…

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Kate Grayson Kate Grayson

High Yield Savings

Honestly, I’ve never met anyone who couldn’t benefit from a high-yield, online savings account. Read more for why you should open one today…

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Kate Grayson Kate Grayson

How Much Should I Save?

Specific advice is where one-on-one money coaching becomes important. But in lieu of that, here’s the next best thing: questions you can ask yourself to guide your savings target.

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Kate Grayson Kate Grayson

Our Rebrand is here!

We have a new site, logo, and tiered sessions designed to guide and reset your money mindset -- so that money can take you where you want to go.

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