Articles and insights to transform your financial life
Budgeting For Financial Freedom
The right mix of budgeting and long-term planning can lead to financial freedom. We’ll cover how to develop the right strategy and long-term plan to establish the building blocks for your financial freedom.
Tips For Student Loans Resuming
Providing a clear breakdown of student loan repayment options post-CARES Act and how to responsibly plan for the resumption of monthly student loan payments.
To Buy or Not to Buy a House?
How do we know what it really costs to buy a home? How do we determine whether homeownership is a priority right now? It all boils down to preparedness and aligning your spending habits with core values.
Budgeting Tips for Travel
Although each of our lifestyles and financial situations differs, the universal goal is to travel more for less. When it comes to budgeting for travel, I don’t aim to reinvent the wheel, only to remind you of ways to make enjoying your traveling this summer a viable reality.
Spending with Your Values
Learn how impulse purchases and taking an informal approach to budgeting may be doing more harm than good in your personal life.
Debt Payoff Methods
One of the hardest parts of paying off debt is picking a plan of attack that'll really work for you. There's SO much information online about debt payoff, and it can get pretty overwhelming. But what's right for YOU?
Credit Reporting
First things first: there are three “credit bureaus” that gather credit data: TransUnion, Equifax, and Experian. Each of the bureaus create a “credit report” for you, which is basically just detailed information about your past use of credit.
Upping Your Score
Let’s say you have a card with a $1,000 limit, and you always spend $500/mo on that card. Remember how we want to keep your utilization ratio under 30%?
Credit Score Makeup
Your debt payment history makes up 35% of your credit score. Makes sense, right? The most important thing to a potential lender is whether or not you can make your payments on time.
All Things Credit
Credit is simultaneously super dangerous, and super powerful. But: if healthy credit usage wasn’t modeled to you, you’re not alone. Keep reading for the 411 on credit
All the Accounts
This might sound obvious — but different money should be held in different places. You need daily access to the money you for your monthly bills, but you probably won’t access your retirement investments for decades. Right?
Savings Buckets
We’re good at convincing ourselves that an expense was just a one time thing, an aberration from the norm. But here’s the thing: these aberrations happen all the time. If there’s one thing I’m sure of in life, it’s that there’s alllllways something.
Holiday Spending
Holiday spending often comes as a surprise to us, because it's not something we typically budget for. But it really doesn't have to be such a stressful rush every year.
Shoutout LA Feature
I began to experience firsthand just how much financial anxiety can eat away at your well-being, and began to see how many loved ones were also plagued by financial stress and uncertainty…
High Yield Savings
Honestly, I’ve never met anyone who couldn’t benefit from a high-yield, online savings account. Read more for why you should open one today…
How Much Should I Save?
Specific advice is where one-on-one money coaching becomes important. But in lieu of that, here’s the next best thing: questions you can ask yourself to guide your savings target.
Our Rebrand is here!
We have a new site, logo, and tiered sessions designed to guide and reset your money mindset -- so that money can take you where you want to go.